Banking Full Forms: Below is the list of full forms related to the Banking.
Full Forms of Indian Bank Name
| Sr. No. | Short Form | Full Form |
| 1 |
RBI
|
Reserve Bank of India |
| 2 |
NABARD |
National Bank for Agriculture and Rural Development |
| 3 |
SBI |
State Bank of India |
| 4 | IDFC | Infrastructure Development Finance Company |
| 5 | DCB | Development Credit Bank |
| 6 |
PSB |
Punjab & Sind Bank |
| 7 |
IDBI |
Industrial Development Bank of India |
| 8 |
HDFC |
Housing Development and Finance Corporation |
| 9 |
ICICI |
Industrial Credit and Investment Corporation of India Limited |
| 10 |
PNB |
Punjab National Bank |
| 11 |
BOI |
Bank of India |
| 12 |
UBI |
United Bank of India |
| 13 |
UOB |
Union Bank of India |
| 14 |
BOB |
Bank of Baroda |
| 15 |
BOM |
Bank of Maharashtra |
| 16 |
IOB |
Indian Overseas Bank |
| 17 |
UCO |
United Commercial Bank |
| 18 |
CBI |
Central Bank of India |
| 19 |
OBC |
Oriental Bank of Commerce |
| 20 |
BOR |
Bank of Rajasthan |
| 21 |
CUB |
City Union Bank |
| 22 |
CSB |
Catholic Syrian Bank |
| 23 |
IVB |
ING Vysya Bank |
| 24 |
KVB |
Karur Vysya Bank |
| 25 |
LVB |
Lakshmi Vilas Bank |
| 26 |
SIB |
South Indian Bank |
| 27 |
EXIM |
Export-Import Bank |
| 28 |
IIBI |
Industrial Investment Bank of India |
| 29 |
SIDBI |
Small Industries Development Bank of India |
| 30 |
NHB |
National Housing Bank |
Full form of Banking Related Terms
| Sr. No. | Short Name | Full Form |
| 1 | 2FA | Two Factor Authentication |
| 2 | A&AS | Account & Audit Section |
| 3 | ABEDA | Arab Bank for Economic Development in Africa. |
| 4 | ACF | Auto Correlation Function. |
| 5 | ACLF | Additional Collateralised Lending Facility |
| 6 | ACS | Automated Clearing Systm. |
| 7 | AD | Authorized Dealer. |
| 8 | ADB | Asian Development Bank. |
| 9 | ADF | Automated Data Flow |
| 10 | ADR | American Depository Receipt. |
| 11 | ADTV | Average Daily Trading Volume |
| 12 | AEPS | Aadhaar Enabled Payments Switch |
| 13 | AFS | Annual Financial Statement. |
| 14 | AGM | Annual General Meeting. |
| 15 | AIC | Agricultural Insurance Company. |
| 16 | AIDBs | All India Development Banks |
| 17 | AIF | Alternative Investment Fund |
| 18 | AIFIs | All India Financial Institutions |
| 19 | ALCO | Asset Liability Committee |
| 20 | ALM | Asset Liability Management |
| 21 | AMEX | American Express |
| 22 | AMFL | Association of Mutual Funds in India. |
| 23 | AML | Anti-Money Laundering |
| 24 | AMRMS | Audit and Risk Monitoring Mechanism |
| 25 | ANBC | Adjusted Net Bank Credit |
| 26 | ANSI | American National Standards Institute |
| 27 | APACS | Association of Payment and Clearing Services |
| 28 | APBS | Aadhaar Payment Bridge System |
| 29 | APSFC | andhra Pradesh State Financial Corporation |
| 30 | ARC | Asset Reconstruction Companies |
| 31 | ARCIL | Asset Reconstruction Company of India Limited |
| 32 | ARCs | Asset Reconstruction Companies |
| 33 | ASBA | Applications Supported Bank Accounts |
| 34 | ASSOCHAM | Associated Chambers of Commerce and Industry of India. |
| 35 | ATM | Automated Teller Machine. |
| 36 | BACS | Bankers Automated Clearing System |
| 37 | BBR | Bank Base Rate |
| 38 | BCBS | Basel Committee on Banking Supervision |
| 39 | BCP | Branch Credit Plan |
| 40 | BCSBI | Banking Codes and Standards Board of India |
| 41 | BFS | Board of Financial Supervision |
| 42 | BIS | Bank for International Settlements. |
| 43 | BLBC | Block-Level Bankers Committee |
| 44 | BO | Banking Ombudsman |
| 45 | BOB | Bank of Baroda. |
| 46 | BOD | Board of Directors |
| 47 | BOE | Bill of Exchange |
| 48 | BOI | Bank of India. |
| 49 | BOP | Balance of Payments. |
| 50 | BOR | Bank of Rajasthan. |
| 51 | BOT | Build,Operate and Transfer. |
| 52 | BPC | Benefits Processing Corp |
| 53 | BPLR | Benchmark Prime Lending Rate |
| 54 | BR Act | Banking Regulations Act, 1949. |
| 55 | BSCS | Basel Committee on Banking Supervision. |
| 56 | BSE | Bombay Stock Exchange. |
| 57 | BSR | Basic Statistical Returns. |
| 58 | CA | Chartered Accountant. |
| 59 | CAAP | Capital Adequacy Assessment Process |
| 60 | CAD | Current Account Deficit |
| 61 | CAG | Controller and Auditor General. |
| 62 | CAMELS | Capital, Assets, Management, Earnings, Liquidity, and Systems and Control |
| 63 | CAR | Capital Adequacy Ratio |
| 64 | CARE | Credit Analysis and Research Limited |
| 65 | CASA | Current and Savings Accounts |
| 66 | CB | Canara Bank. |
| 67 | CBI | Common Bank of India |
| 68 | CBLO | Collateralized Bank Lending Obligations |
| 69 | CBS | Core Banking Solution. |
| 70 | CBS Challan | Core Banking Solution |
| 71 | CBT | Computer-Based Terminal |
| 72 | CC | Cash Credit |
| 73 | CCB | Central Co-operative Bank |
| 74 | CCIL | Clearing Corporation of India Limited |
| 75 | CCL | Cash Credit Limit |
| 76 | CD | Certificate of Deposit |
| 77 | CD Ratio | Credit Deposit Ratio |
| 78 | CDB | Caribbean Development Bank. |
| 79 | CDBS | Committee of Direction on Banking Statistics. |
| 80 | CDR | Corporate Debt Restructuring |
| 81 | CDRS | Corporate Debt Restructuring |
| 82 | CDS | Credit Default Swap. |
| 83 | CED | Centre For Entrepreneurship Development |
| 84 | CEPA | Comprehensive Economic Partnership Management. |
| 85 | CFMS | Centralised Funds Management System |
| 86 | CFRA | Combined Finance and Revenue Accounts. |
| 87 | CFS | Committee on The Financial System |
| 88 | CGRA | Currency and Gold Revaluation Account. |
| 89 | CHAPS | Clearing House Automated Payment System |
| 90 | CIBIL | Credit Information Bureau of India Limited |
| 91 | CLB | Company Law Board |
| 92 | CLF | Collateralised Lending Facility |
| 93 | CMA | Collateral Management Agreement |
| 94 | CMIS | Currency Management Information System |
| 95 | CMP | Current Market Price |
| 96 | CNP | Card Not Present |
| 97 | COB | Corporation Bank. |
| 98 | CP | Colombo Plan. |
| 99 | CPFF | Commercial Paper Funding Facility |
| 100 | CPI | Consumer Price Index. |
| 101 | CPs | Commercial Papers |
| 102 | CRAR | Capital To Risk Weighted Asset Ratio. |
| 103 | CRILC | Central Repository of Information on Large Credits |
| 104 | CRISIL | Credit Rating Information Services Of India |
| 105 | CRM | Customer Relationship Management |
| 106 | CRMD | Credit Risk Management Department. |
| 107 | CRR | Cash Reserve Ratio. |
| 108 | CSGLA | Constituent’s Subsidiary General Ledger Account |
| 109 | CSR | corporate social responsibility |
| 110 | CTI | Country Threat Index. |
| 111 | CUB | City Union Bank |
| 112 | DB | Dena Bank. |
| 113 | DCCB | District Central Cooperative Banks |
| 114 | DCP | District Credit Plan |
| 115 | DD | Demand Draft |
| 116 | DDM | District Development Manager |
| 117 | DFI | Development Financial Institutions |
| 118 | DFID | Department For International Development |
| 119 | DICGC | Deposit Insurance and Credit Guarantee Corporation |
| 120 | DIR | Differential Interest Rate |
| 121 | DNPD | Derivatives and New Products Departments |
| 122 | DPG | Deferred Payment Guarantee |
| 123 | DPN | Demand Promissory Note |
| 124 | DPs | Depository Participants |
| 125 | DR! | Beneficiaries of Differential Interest Rate |
| 126 | DRAT | Debt Recovery Appellate Tribunal |
| 127 | DRI | Differential Rate Of Interest |
| 128 | DRT | Debt Recovery Tribunals |
| 129 | DSCR | Debt Service Coverage Ratio |
| 130 | DTAA | Double Taxation Avoidance Agreement. |
| 131 | EADB | East African Development Bank. |
| 132 | EBRD | European Bank for Reconstruction and Development. |
| 133 | ECB | External Commercial Borrowings. |
| 134 | ECD | European Central Bank |
| 135 | ECS | Electronic Clearing System. |
| 136 | ED | Enforcement Directorate |
| 137 | EDF | Export Development Fund |
| 138 | EDI | Electronic Data Internchange |
| 139 | EDP | Entrepreneurship Development Programme |
| 140 | EEFC | Exchange Earners’ Foreign Currency |
| 141 | EFT | Electronic Funds Transfer |
| 142 | EFTPOS | Electronic Funds Transfer At Point Of Sale |
| 143 | EIB | European Investment Bank. |
| 144 | ELSS | Equity Linked Saving Scheme. |
| 145 | EMI | Equated Monthly Instalments |
| 146 | EPFO | Employees’ Provident Fund Organisation |
| 147 | EPOS | Electronic Point Of Sale |
| 148 | EPS | Earning per Share |
| 149 | ESOP | Employee Stock Options |
| 150 | ETFs | Exchange Traded Funds |
| 151 | EXIM | Export Import Bank of India. |
| 152 | EXIM Bank | Export Import Bank of India |
| 153 | FATF | FERA Financial Action Task Force |
| 154 | FCA | Foreign Currency Assets. |
| 155 | FCCB | Foreign Currency Convertible Bond |
| 156 | FCD | Fully Convertible Debentures |
| 157 | FCNR | Foreign Currency Non Resident Deposit Accounts |
| 158 | FCNRA | Foreign Currency Non resident Account. |
| 159 | FD | Fixed Deposit |
| 160 | FDI | Fixed Deposit Income |
| 161 | FEDAI | Foreign Exchange Dealers Association Of India |
| 162 | FEMA | Foreign Exchange Management Act |
| 163 | FERA | Foreign Exchange Regulation Act. |
| 164 | FFA | Federal Financial Assistance |
| 165 | FFB | Federal Financing Bank |
| 166 | FICCI | Federation of Indian Chambers of Commerce and Industry. |
| 167 | FII | Foreign Institutional Investor. |
| 168 | FIMMDA | Fixed Income Money Market and Derivatives Association of India |
| 169 | FINO | Financial Information Network and Operation Limited |
| 170 | FIPB | Foreign Investment Promotion Board. |
| 171 | Fls | Financial Institutions |
| 172 | FOB | Free On Board |
| 173 | FPI | Foreign Portfolio Investment. |
| 174 | FRB | Federal Reserve Bank |
| 175 | FRNs | Floating Rate Notes |
| 176 | FRO | Foreigners Registration officer |
| 177 | FRRO | Foreigners Regional Registration officer |
| 178 | FSRASC | Financial Sector Regulatory Appointment Search Committee |
| 179 | FSS | Financial Software Systems |
| 180 | FTA | Free Trade Agreement. |
| 181 | GAAR | General Anti Avoidance Rule. |
| 182 | GDCF | Gross Domestic Capital Formation |
| 183 | GDP | Gross Domestic Product |
| 184 | GDR | Global Depository Receipt. |
| 185 | GFD | Gross Fiscal Deficit. |
| 186 | GIPSA | General Insurance Public Sector Association |
| 187 | GIRO | Government Internal Revenue Order. |
| 188 | GlC | General Insurance Corporation of India |
| 189 | GMS | Gold Monetisation Scheme |
| 190 | GST | Goods and Services Tax |
| 191 | GSTN | Goods and Services Network |
| 192 | GSTPA | Global Straight Through Processing Association |
| 193 | HDFC | Housing Development Finance Corporation. |
| 194 | HFCs | Housing Finance Companies |
| 195 | HPFC | Himachal Pradesh Financial Corporation |
| 196 | HSBC | HONGKONG AND SHANGHAI BANK CORPORATION |
| 197 | HUDCO | Housing and Urban Development Corporation |
| 198 | IADB | Inter American Development Bank. |
| 199 | IAS | Integrated Accounting Systems |
| 200 | IBA | Indian Bank Association |
| 201 | IBBI | Insolvency and Bankruptcy Board of India |
| 202 | IBPS | Institute of Banking Personnel Selection. |
| 203 | IBRD | International Bank for Reconstruction and Development |
| 204 | IBS | International Banking Statistics |
| 205 | IBU | International Banking Unit |
| 206 | ICA | Indian Council of Agricultural Research. |
| 207 | ICAO | International Civil Aviation Organisation |
| 208 | ICC | Integrated Circuit Card |
| 209 | ICFAI | INSTITUTE OF CHARTERED FINANCIAL ANALYSTS OF INDIA |
| 210 | ICICI | Industrial Credit and Investment Corporation of India. |
| 211 | ICRA | Investment Information and Credit Rating Agency of India Limited |
| 212 | IDB | Islamic Development Bank. |
| 213 | IDBI | Industrial Development Bank of India. |
| 214 | IDFC | Infrastructure Development Finance Company Limited |
| 215 | IDR | Indian Depository Receipts. |
| 216 | IDRBT | Institute for Development and Research Of Banking |
| 217 | IEPF | Investors Education and Protection Fund |
| 218 | IFC | International Finance Corporation |
| 219 | IFCI | INDUSTRIAL FINANCE CORPORATION OF INDIA |
| 220 | IFSC | Indian Financial System Code |
| 221 | IIB | International Investment Bank. |
| 222 | IIBF | Indian Institute of Banking and Finance. |
| 223 | IIBI | Industrial Investment Bank of India |
| 224 | IIBM | Indian Institute of Bank Management |
| 225 | IIFCL | India Infrastructure Finance Company Limited |
| 226 | IIFT | Indian Institute of Foreign Trade |
| 227 | IIP | Index of Industrial Production |
| 228 | IMD | India Millennium Deposits. |
| 229 | IMF | International Monetary Fund. |
| 230 | IMPS | Immediate Payment Service |
| 231 | IMT | Instant Money Transfer |
| 232 | INFINET | Indian Financial Network |
| 233 | IOB | Indian Overseas Bank. |
| 234 | IP | Internet Provider |
| 235 | IPO | Initial Public Offer |
| 236 | IPPB | India Post Payments Bank |
| 237 | IPSS | Integrated Payment and Settlement System |
| 238 | IRa | Industrial Reconstruction Corporation of India Limited |
| 239 | IRBI | Industrial Reconstruction Bank Of India. |
| 240 | IRDA | Insurance Regulatory and Development Authority of India |
| 241 | IRDP | Integrated Rural Development Programme |
| 242 | IRE | Internal Rating Based |
| 243 | IROs | Interest rate options |
| 244 | IRR | Internal Rate Of Return. |
| 245 | ISCI | International Standard Industrial Classification |
| 246 | ISIN | International Securities Identification Number |
| 247 | ISO | International Standard Organisation |
| 248 | IVP | Indira Vikas Patra |
| 249 | JCB | Japan Credit Bureau |
| 250 | JLGs | Joint Liability Groups |
| 251 | KCC | Kisan Credit Card |
| 252 | KMB | Kotak Mahindra Bank. |
| 253 | KVB | Karur Vysya Bank. |
| 254 | KVIC | Khadi and Village Industries Corporation |
| 255 | KVP | Kisan Vikas Patra |
| 256 | KYC | Know Your Customer Guidelines |
| 257 | LAB | Local Area Bank. |
| 258 | LAF | Liquidity Adjustment Facility |
| 259 | LAMPS | Large Sized Adivasi Multipurpose Societies |
| 260 | LAN | Local Area Network |
| 261 | LAS | Loan & Advances by States |
| 262 | LBD | Land Development Bank |
| 263 | LBS | Locational Banking Statistics |
| 264 | LDB | Land Development Bank. |
| 265 | LERMS | Liberalized Exchange Rate Management System |
| 266 | LETS | Local Exchange Trading Systems |
| 267 | lIB I | Industrial Investment Bank of India Limited |
| 268 | LIBOR | London Inter Bank Offered Rate. |
| 269 | LIC | Life Insurance Corporation Of India |
| 270 | LOC | Lines of Credit |
| 271 | LTCG | Long-Term Capital Gains |
| 272 | LTF | Long-Term Finance |
| 273 | LTN | Long Term Note |
| 274 | M&As | Mergers and Acquisitions |
| 275 | MBFC | Mutual Benefit Financial Company |
| 276 | MCA | Ministry Of Company Affairs |
| 277 | MCLR | Marginal Cost Of Lending Rate |
| 278 | MEDP | Multinational Design Evaluation Progrrame |
| 279 | MFDF | Micro Finance Development Fund |
| 280 | MFIs | Micro-Financial Institutions |
| 281 | MIBOR | Mumbai Inter Bank Offer Rate. |
| 282 | MICR | Magnetic Ink Character Recognition |
| 283 | MIRSD | Market Intermediaries Registration and Supervision Department |
| 284 | MIS | Management Information System |
| 285 | MNBCs | Miscellaneous Non-Banking Companies |
| 286 | MPBF | Maximum Permissible Bank Finance |
| 287 | MRD | Market Regnlation Department |
| 288 | MSS | Market Stabilisation Scheme |
| 289 | MTN | Medium Term Note |
| 290 | MTNs | Medium-Term Notes |
| 291 | MUDRA | Micro Units Development And Refinance Agency |
| 292 | NABARD | National Bank For Agricultural And Rural Development. |
| 293 | NAFCUB | National Federation of Urban Cooperative Banks and Credit Societies |
| 294 | NAFED | National Agricultural Cooperative Marketing Federation |
| 295 | NAS | National Account Statistics. |
| 296 | NAV | Net Asset Value. |
| 297 | NBC | Non Banking Companies. |
| 298 | NBFC | Non Banking Finance Companies |
| 299 | NBFCs | Non-Bank Financial Companies |
| 300 | NCAER | National Council of Applied Economic Research |
| 301 | NCC | National Clearing Cells |
| 302 | NCMC | National Common Mobility Card |
| 303 | NCS | Network Computing System |
| 304 | NDA | Net Domestic Asset |
| 305 | NDC | Non-Dues Certificate |
| 306 | NDS | Negotiated Dealing Systems |
| 307 | NDSAP | National Data Sharing and Accessibility Policy |
| 308 | NDTL | Net Demand And Time Liability |
| 309 | NECS | National Electronic Clearing System |
| 310 | NEFT | National Electronic Funds Transfer System. |
| 311 | NFA | No Frills Account. |
| 312 | NFC | Non Banking Finance Companies. |
| 313 | NFS | National Financial Switch |
| 314 | NGO | Non-Governmental Organisation |
| 315 | NHB | National Housing Bank. |
| 316 | NIB | Nordic Investment Bank. |
| 317 | NIl | Net Interest Income |
| 318 | Nof | Net Owned Funds |
| 319 | NPA | Non Performing Assets. |
| 320 | NPAs | Non-Performing Assets |
| 321 | NPCI | National Payments Corporation Of India |
| 322 | NPLM | Non-Performing Loan Management |
| 323 | NPS | National Pensions Scheme. |
| 324 | NPV | Net Present Value |
| 325 | NRE | Non Resident External Account |
| 326 | NRI | Non Resident Indian |
| 327 | NRNR | Non-Resident Non-Repatriable Term Deposit Account |
| 328 | NRO | Non-Resident Ordinary Account |
| 329 | NRSR | Non-Resident (Special) Rupee Account |
| 330 | NSE | National Stock Exchange. |
| 331 | NSFDC | National Scheduled Castes Finance And Development Corporation |
| 332 | NSIC | National Small Industries Corporation |
| 333 | NSS | National Savings Scheme |
| 334 | OBC | Oriental Bank of Commerce |
| 335 | OBE | Off-Balance Sheet Exposures |
| 336 | OBUs | Offshore Banking Units |
| 337 | OCB | Overseas Corporate Bodies |
| 338 | OD | Overdraft |
| 339 | ODIs | Offshore/Overseas Derivative Instruments |
| 340 | OECD | Organisation For Economic Cooperation And Development |
| 341 | OFCS | Offshore Financial Centers |
| 342 | OLTAS | Online Tax Accounting System |
| 343 | OMO | Open Market Operations |
| 344 | OTCEI | Over the Counter Exchange Of India |
| 345 | OTP | One-Time Password |
| 346 | OTS | One-Time Settlement |
| 347 | PACS | Primary Agricultural Credit Societies |
| 348 | PAN | Permanent Account Number |
| 349 | PBS | Projected Balance Sheet |
| 350 | PBT | Profit Before Tax |
| 351 | PC | Participation Certificate |
| 352 | PCA | Prompt Corrective Action |
| 353 | PCARDB | Primary Cooperative Agriculture and Rural Development Bank |
| 354 | PCDs | Partly Convertible Debentures |
| 355 | PDO | Public Debt Office |
| 356 | PEP | Personal Equity Plans |
| 357 | PF | Provident Fund |
| 358 | PFls | Public Financial Institutions |
| 359 | PFRDA | Pension Fund Regulatory and Development Authority |
| 360 | PGS | Payment Gateway System. |
| 361 | PIN | Personal Identification Number |
| 362 | PIO | People of Indian Origin |
| 363 | PIS | Portfolio Investment Scheme |
| 364 | PKI | Public Key Infrastructure |
| 365 | PLIs | Prime Lending Institutions |
| 366 | PLP | Potential Linked Plan |
| 367 | PLR | Prime Lending Rate |
| 368 | PMLA | Prevention of Money Laundering Act |
| 369 | PNB | PUNJAB NATIONAL BANK |
| 370 | P-Notes | Participatory Notes |
| 371 | POA | Power of Attorney |
| 372 | PoS | Point of Sale |
| 373 | PPF | Public Provident Fund |
| 374 | PPIs | Prepaid Payment Instruments |
| 375 | PRSF | Partial Risk Sharing Facility |
| 376 | PSBs | Public Sector Banks |
| 377 | PTCs | Pass-Through Certificates |
| 378 | QIB | Qualified Institutional Bankers |
| 379 | QIP | Qualified Institutional Placement |
| 380 | QIS | Quantitative Impact Study |
| 381 | RAROC | Risk-Adjusted Return On Capital |
| 382 | RBI | Reserve Bank of India |
| 383 | RBS | Royal Bank of Scotland. |
| 384 | RCF | Risk Capital Foundation |
| 385 | RCI | Refinance Corporation For Industry |
| 386 | RDBMS | Relational Database Management System |
| 387 | RDDBFI | Recovery of Debt due to Banks and Financial Institutions |
| 388 | REC | Rural Electrification Corporation |
| 389 | REPOS | Ready Forward Contracts |
| 390 | RFC | Resident Foreign Currency |
| 391 | RFID | Radio Frequency Identification |
| 392 | RIDF | Rural Infrastructure Development Fund |
| 393 | RML | Reverse Mortgage Loan |
| 394 | RNBCs | Residuary Non-Banking Companies |
| 395 | RoA | Return On Assets |
| 396 | ROC | Registration of Companies |
| 397 | RoE | Return On Equity |
| 398 | RRB | Regional Rural Bank. |
| 399 | RRBs | Regional Rural Banks |
| 400 | RTGS | Real Time Gross Settlement System. |
| 401 | RWA | Risk Weighted Assets |
| 402 | SACs | Settlement Advisory Committees |
| 403 | SAMIS | Strategic Asset Management Information System |
| 404 | SARFAES | Securities and Reconstruction of Financial and Enforcement of Security Interest |
| 405 | SARFAESI | Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest |
| 406 | SBI | State Bank of India |
| 407 | SCB | Scheduled Commercial Bank |
| 408 | SCC | Selective Credit Control. |
| 409 | SDBS | Service Discharge Benefit Scheme |
| 410 | SDR | Special Drawing Rights |
| 411 | SDS | Special Deposit Scheme |
| 412 | SEBI | Securities and Exchange Board of India |
| 413 | SEPA | Single Euro Payment Area. |
| 414 | SEPUP | Self-Employment Programme For Urban Poor |
| 415 | SEZs | Special Economic Zones |
| 416 | SFCs | State Financial Corporations |
| 417 | SFMS | Structured Financial Messaging Services |
| 418 | SGB | Sovereign Gold Bond |
| 419 | SGSY | Swarnajayanti Gram Swarojgar Yojana |
| 420 | SHG | Self Help Group |
| 421 | SHGs | Self-Help Groups |
| 422 | SIDBI | Small Industries And Development Bank Of India. |
| 423 | SIDC | State Industrial Development Corporation |
| 424 | SIFI | Systematically Important Financial Intermediaries |
| 425 | SIM | Subscriber Identity Module |
| 426 | Sip | Systematic Investment Plans |
| 427 | SIPS | Systemically Important Payment System |
| 428 | SJSRY | Swarna Jayanthi Shahari Rozgar Yojana |
| 429 | SLBC | State-Level Bankers’ Committee |
| 430 | SLR | Statutory Reserve Ratio |
| 431 | SLRS | Scheme for Liberation and Rehabilitation of Scavengers |
| 432 | SME | Small and Medium Industries |
| 433 | SMERA | SME Rating Agency of India Limited |
| 434 | SMILE | SIDBI Make in India Loan for small Enterprises |
| 435 | SPNS | Shared Payment Network System. |
| 436 | SPOM | Self-Programmable One-Chip Microcomputer |
| 437 | Spy | Special Purpose Vehicle |
| 438 | SSI | Small Scale Industries |
| 439 | SSIDC | State Small Industries Development Corporation |
| 440 | SSls | Small Scale Industries |
| 441 | SSSBE | Small Scale Service and Business Enterprises |
| 442 | STD | Short Term Deposit |
| 443 | STF | Short-Term Finance |
| 444 | STP | Straight -Through Processing |
| 445 | SW IFT | Society For Worldwide Interbank Financial Telecommunication |
| 446 | SWIFT | Society For World Wide Inter Bank Financial Telecommunication. |
| 447 | T/T | Telegraphic Transfer |
| 448 | TAN | Transaction Number/Tax Deduction Account Number |
| 449 | TCS | Tata Consultancy Services |
| 450 | TDF | Technical Development Fund |
| 451 | TDICI | Technology Development and Information Company of India Limited |
| 452 | TDS | Tax Deducted at Source |
| 453 | TIEA | Tax Information and Exchange Agreement |
| 454 | TIN | Tax Information Network |
| 455 | UBB | Uniform Balance Book |
| 456 | UBD | Urban Banks Department |
| 457 | UBI | United Bank of India |
| 458 | UBIN | Unique Business Identification Number |
| 459 | UCB | Urban Cooperative Bank. |
| 460 | UCN | Uniform Code Number |
| 461 | UCNs | Uniform Code Numbers |
| 462 | UEBA | Universal Electronic Bank Account. |
| 463 | UIC | Unique Identification Code |
| 464 | UIDAI | Unique Identification Authority of India |
| 465 | UPI | Unified Payments Interface |
| 466 | UPIN | Unique Property Identification Numbers. |
| 467 | USB | Ultra Small Branch. |
| 468 | USD | United States Dollar. |
| 469 | USSD | Unstructured Supplementary Service Data |
| 470 | UTI | Unit Trust of India |
| 471 | VCFs | Venture Capital Funds |
| 472 | VCP | Village Credit Plan |
| 473 | VDBS | Vertically Differentiated Banking System. |
| 474 | VPA | Virtual Payment Address |
| 475 | VRS | Voluntary Retirement Scheme |
| 476 | VUB | Vseobecmi Uverova Banka |
| 477 | WAN | Wide Area Network |
| 478 | WBCIS | Weather Based Crop Insurance Scheme. |
| 479 | WCDL | Working Capital Demand Loan |
| 480 | WCTL | Working Capital Term Loan |
| 481 | WL ATM | White Label ATM. |
| 482 | WMA | Ways and Means Advances |
| 483 | WOS | Wholly Owned Subsidiary |
| 484 | WPI | Wholesale Price Index |
| 485 | WWW | World Wide Web |
| 486 | YTM | Yield to Maturity |